Retirement planning
Retired in Australia
98%
Retirement advice courses
40+
Certified Retirement Experts
12+
Years of experince
856+
Happy Retires
Retired in Australia
Planning for retirement starts with thinking about your retirement goals and how long you have to meet them. Then you need to look at the types of retirement accounts that can help you raise the money to fund your future. As you save that money, you have to invest it to enable it to grow. The surprise last part is taxes: If you’ve received tax deductions over the years for the money you’ve contributed to your retirement accounts, a significant tax bill awaits when you start withdrawing those savings. There are ways to minimize the retirement tax hit while you save for the future—and to continue the process when that day arrives and you actually do retire.
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Retirement financial planning
Planning for a financially secure retirement is an ongoing process and the sooner you start, the better. Your plan starts with knowing how much you'll need to save for retirement, then deciding where to allocate your money to make the most of it.
Retirement Advice
Good planning can increase your financial security in retirement. Once you’ve worked out how you want to live consider setting up a suitable financial strategy.
Where to live when you retire.
Where you want to live when you retire depends on things like:
If you own your home & costs of any major housing renovations or maintenance.
Your health and your connection to family or the community.
Travel when you
retire.
If you’re planning to travel when you retire, you might want to think about:
Where you want to travel.
How often you want to travel.
How long you want to travel for
the costs involved.
For some people retirement means less travel. If you have a car but will be driving less you may want to consider if you’ll keep your car
Retirement
strategy
Ideally, your strategy should provide things like:
regular income to meet your regular expenses
access to long term capital growth.
A cash reserve to cover emergencies.
A balance between risk and return.
Your financial strategy in retirement is unique to you because it will help you reach your goals.
What are the requirements to retire in Australia?
Planning for retirement
To adequately plan for your retirement, it’s helpful to understand the point at which you’re starting. Depending on the lifestyle you’re accustomed to and what you hope to do in your golden years, the amount you’ll need to have saved will vary. Of course, planning for retirement is so much more than just the financial element, it’s a very personal decision too, so there is also the emotional element to consider.
Taking the time now to determine what kind of life you eventually want to live will help you work through those emotional decisions and plan out how hard your savings have to work – that’s where we can help. Guidance from an expert financial advisor can take away the stress of financial planning for retirement. Our expert financial advisers can help you identify the key issues that form part of your retirement financial plan
Working in the world gives us warm and fuzzy feelings about how productive we are. How much we’re contributing. We often associate our relevance with productivity, and we want to remain relevant as we age. But one gift of a retired life is that we can release what we believe we should do or what we need to accomplish and embrace what we want to do, what feels right for us at the time.
CONTACT US
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